Why calling unknown numbers back is not such a great idea: 5 reasons

You’ve probably been in the position when you discover a missed call on your phone but are unable to contact the caller. The last thing you should do is call back to find out who was attempting to contact you. Even if the number has your home area code, do not think you are totally safe to call back.

We’ve all received robocalls. We’ve all received calls from unknown numbers. We all receive text messages from people whose phone numbers aren’t saved on our phones. But what we don’t all agree on is what to do about them.

5 reasons why you should not call back unknown numbers

Fraudulent debt consolidation methods might happen

When you traveled to your college dorm for the first time after leaving your parents’ house, did your parents have “the conversation” with you? Like, avoid getting a credit card and using it to make expensive purchases! If you disregarded your parents’ advice, you could frequently get calls for debt consolidation. They are one of the most typical subsets of spam calls.

Most of us still owe money on at least one credit card. Some people can even be in debt or have a lot of credit cards. Scammers can utilize such sensitive information of ours. They understand that in order to keep your credit score high, you want to pay off these cards as fast as you can. And they may play with your emotions and fake urgency to get some money from you.

You might become involved in student loan payback fraud

Another common type of scam call is one regarding student loan repayment. Scammers are aware of your vulnerability! You recently received your college degree and are now employed in the real world. You probably live with housemates you found on Craigslist, work part-time, and frequently eat Ramen.

You still owe thousands of dollars in student loans even if you spend every last cent of your hard-earned cash on expenses. It’s highly likely a scam caller if you get a call from someone offering to help you pay back your loans.

Despite the fact that many businesses provide aid with student debt consolidation or repayment plans, always approach with caution. You may even combine your federal loans for free with the assistance of the government! But never trust a call that came out of nowhere with some extremely generous offers. Always verify the source and double-check the details you’re provided with.

Health insurance fraud

The most proficient phone scammers target the insurance industry. When health insurance open enrollment for the year comes to a finish, they frequently reach their pinnacle. When you pick up one of these calls, you’ll hear an automated message urging you to “sign up now before you miss out on our best deals” and informing you that “ABC Insurance is still taking health insurance enrollments.”

This is a rip-off, so beware! Insurance spam calls will request personal information before allowing you to talk to a live person. If you are aware that you have already signed up for health insurance, hang up and block the number. If you haven’t already registered for open enrollment, browse the healthcare coverage alternatives available online.

Lottery and contest fraud

Have you ever received a call to tell you that you won a timeshare, a brand-new flat-screen TV, or a cruise? When something seems too good to be true, it probably is! Particularly if you haven’t recently participated in any contests.

You might need to submit personal information to lottery or prize fraud callers in order to obtain your reward. Any request for sensitive data, such as your address or credit card number, needs to be taken seriously. When you are given a free gift but have to pay for shipping and handling, that is another warning indicator.

Tax Fraud

As tax season approaches, your chances of receiving IRS tax scam calls increase. Typically, you will hear an automated voice message during this type of spam contact alerting you that your tax return has been found to be fraudulent. They’ll probably want you to get in touch with them again as soon as possible to fix the error or pay any additional money you might owe. The “IRS” calls that threaten to sue you or report you to law enforcement are among the most terrifying. Remember that such authorities never urge to act quickly over the phone, and never demand any type of personal info over the phone as well. Even if it’s to verify your identity.

Here are some simple techniques for outplaying even the most complex spam calls.

Avoid putting your phone number while shopping online

You are aware of how much information is needed if you have ever sought new insurance or assistance with your student loans. If you give your phone number, someone will likely call you in less than five minutes to attempt to give you further information.

You can lessen your likelihood of getting spam calls if you avoid inputting your phone number on these websites. We suggest setting up a free Google Voice phone number if you absolutely must fill in some details. This will prevent spam calls from getting your real phone number.

Never pick up the phone from an unknown number; let it go to voicemail instead

Simply let the call go to voicemail if you don’t recognize the number and aren’t expecting a call from a new number. The robocaller will be aware that your phone number is active if you answer it, and they could enter it into a call log. You’ll then see an increase in the number of spam calls.

Check the number

You can try to find who the missed number belongs to. After all, it might be someone you are interested in calling back. Look the number up on Nuwber. See if it belongs to some actual individual. You might also Google it. Then decide if it’s really worth calling back.

Conclusion

Scammers are also leveraging technology to improve their game. Most of them can use the area code to deceive you into calling back. Some questions might pop up like ‘Is that your doctor? Who is your child’s teacher? One of your old friends you can’t find? Or perhaps a neighbor?’ Never give out not only your personal details, but those of your family and friends as well.

Why would someone you know call and not leave a message? These might be fraudsters or scammers looking to authenticate your phone’s status and utilize your information for illicit purposes.